Call Damian at National Auto SalesSpecialist Van Finance for Limited Companies
Been declined by your dealer? You may still have options. Whether you have already found a van or are still looking, speak directly to Damian about your business and the funding you need.
A conversation before an application
Damian can discuss your requirements and explore an introduction to an independent commercial funding provider. National Auto Sales was established in November 2004. Damian is not the lender; the funding provider makes its own assessment and lending decision.
Previously declined?
A refusal can reflect the lender’s assessment of the business, affordability, credit history, the vehicle, the deposit or other circumstances. Lenders use different criteria, so a previous refusal does not automatically answer what another provider might decide. No outcome is guaranteed.
Before making further applications, ask the provider what checks it will carry out and whether they will be recorded. Check any information used in a previous decision and correct errors with the relevant organisation.
Already found the van?
You may have seen a used van on Auto Trader, at an independent dealer or at a manufacturer’s dealership. Share the advert, price, VAT position and dealer details with Damian. The vehicle and supplier will need to meet the funding provider’s requirements, and availability should be confirmed before committing.
What affects an assessment?
Providers may consider your company’s trading history and affordability, any deposit, the van’s age and price, and credit information relevant to the application. Requirements vary. A larger deposit may change the amount needed, but it does not guarantee approval or a particular rate.
Common questions
Can a limited company discuss finance after a refusal?
Yes. Tell Damian what happened and the van you need. A provider will make its own assessment and may decline.
Will a satisfied CCJ automatically prevent an application?
Not necessarily. Its significance depends on the circumstances and the provider’s criteria. Acceptance is not guaranteed.
Do you have to supply the van?
No. You can discuss a van you have already found; the provider must be willing to fund that vehicle and supplier.
Can a new company be considered?
Possibly. A short trading history can affect the information a provider asks for and its decision. Requirements vary.
What information will a provider need?
Depending on the case, it may ask for business and identity details, accounts or bank statements, vehicle information and details of any deposit. The provider handles its own checks and documentation. Please do not send sensitive documents in an initial message.
Helpful finance guides
Let’s talk about your next van
Tell me about your limited company, the van and any previous refusal. There is no full finance application at this stage.
Commercial funding options are subject to the individual provider’s eligibility requirements, assessment and terms. Acceptance is not guaranteed.
Let’s find the right van for your business.
Tell Damian what you need. We can help source a new or nearly new van, compare the specification and check the current purchase price—without you spending the day ringing dealerships.
Damian also discusses limited-company van finance enquiries and can explore introductions to independent funding providers. Acceptance is not guaranteed.
Call Damian at National Auto Sales · 07411 953306Been declined? Discuss specialist van finance with Damian →